Unlock endless digital payment possibilities with Digipay
Unlock and explore the digital payment possibilities with Digipay by providing seamless and secure way to pay, receive, and store money.
Offer multiple financial services under a single wallet platform
Attract your customers by offering them with all-in-one digital payment app. With our mobile wallet solution, your users can virtually save and use financial assets such as, salary, card, B2P, G2P, and welfare.
Our digital payment solution also allows your users to access micro banking services like insurance and loans.
- All-in-one payment app
- Multiple financial services
- Insurance
- Loans
Provide top-notch security with full compliance
Offer your customers with a secure solution to ensure a convenient, swift, and safe end-to-end payments for your merchants, users, and mobile service providers. Also ensure that your users have a hassle-free experience with our solution due to its fully compliance with the industry-grade security standards and all the regulations of the local authorities.
- Fully compliant with regulations
- Seamless transactions
- Secure end-to-end payment
- Platform for MFS providers
How does a Digital Wallet functions?
Digital wallet generally operates via applications in the smartphone. However, the communication channel could differ from Weblinks, SMS, social media, QR-code, NFC, magnetic strip cards and many more. There a few variations among the different types of digital wallets, but overall they work in a similar manner as described below
Create account
In the first step, the user has to just create an account in an e-wallet application.
Deposit money
Then the user deposits money into his account from either a payment card or bank account.
Make payment
The user makes payments to buy goods and services with the help of his e-wallet payment app.
Payment received by merchant
The merchant then receives the payment via e-wallet app and thus the transaction is concluded.
Who can leverage the power of digital payment?
Digital payment is the future mode of transaction and that’s why more and more industries are utilizing it. Below is the list of few sectors where digital payment apps are used predominantly.
Mobile banking
Apart from making payments, digital wallet apps can also be used for a variety for financial services like transferring money to other accounts, viewing balance, and paying your EMI installments.
Telecommunication
Earlier mobile phone users had to go to the store in order to recharge. However, digital mobile payment app saves you the agony and allows anyone to recharge their phone by just making few taps.
NFC
With NFC’s card emulation technique, a user can make contactless payment between the POS device that has an attached transmitter and the NFC – enabled smartphone.
International fund transfers
International fund transfers are usually complex and costly. But with digital wallet applications, users can make peer-to-peer transactions along with transferring their funds overseas conveniently.
Government payments
Various government bodies can use Digital mobile wallet apps to issue emergency relief and other financial and welfare programs.
Retail
The shop owners and merchants can receive payments by offering QR codes. They get a notification as soon as the transaction is complete.
Annual transactions via mobile wallet apps have surpassed 1080 billions only in US in 2019. Be a part of this revolution by getting our robust mobile wallet solution.
What will you be able to achieve with Digipay
There are thousands of Digital wallets available in the market and still Digipay is everyone’s first choice. Digipay has earned this feat and reputation because with it you can
Market rapidly
Market rapidly and save the precious time to focus on other important areas with our ready-made white-label digital wallet solution consisting of all the advanced features.
Scale seamlessly
Expand your digital wallet business seamlessly by accommodating a large number of users and merchants while maintaining a high security standard.
Stand out from the rest
Stand out from the rest of your rivals with use of cutting-edge technology such as iBeacon technology, POS, NFC, QR codes, wearable devices, and P2P payments.
Cut operational cost
Cut your overheads with a centralized payment platform that all its processes streamlined and focused with the help of automation.
Explore new segments
Tap into multiple new segments by offering your users to pay utility bills, shop online, buy airtime, make in-store purchases, and shop online from their mobile wallet app.
Offer rich experience
Offer your customers a rich experience with utmost convenience and security along with an easy to access UI that would help you to boost your customer retention rate.
Draw an inspiration
Top 5 most prevalent digital wallet trends of 2019
Money has been an important aspect of all our lives for more than 3000 years of human history.
Why wallet app startups fail? – mistakes to avoid & things you must consider
They want the freedom of buying anything from anywhere in the world without having to carry cash in their pocket..
Mohammad Daoud
Great work!! I would never regret doing business with peerbits. I always got quick response from Mushahid and Shehezad. I would definitely refer you to my friends for future businesses.
Peter Myatt
They did the job in the end. There were many bugs in the platform at many stages. They fixed everything without complaint, but it took a lot of my time to test the platform.
Emeka Anen
Peerbits Solution has a dedicated project management system. Everything wity has been good. I can’t think of any room for improvement for them.