prepaid digital wallet solutions

A next-gen digital wallet solution for fintechs

Unlock and explore the digital payment possibilities with Digipay by providing seamless and secure way to pay, receive, and store money.

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digital wallet one solution

One solution for multiple financial services

Attract your customers by offering them with all-in-one digital payment app. With our mobile wallet solution, your users can virtually save and use financial assets such as, salary, card, B2P, G2P, and welfare.

Our digital payment solution also allows your users to access micro banking services like insurance and loans.

  • All-in-one payment app
  • Multiple financial services
  • Insurance
  • Loans
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Fully secured and compliant solution

Offer your customers with a secure solution to ensure a convenient, swift, and safe end-to-end payments for your merchants, users, and mobile service providers. Also ensure that your users have a hassle-free experience with our solution due to its full compliance with the industry-grade security standards and all the regulations of the local authorities.

  • Fully compliant with regulations
  • Seamless transactions
  • Secure end-to-end payment
  • Platform for MFS providers

Who can leverage the power of digital payment?

Digital payment is the future mode of transaction and that’s why more and more industries are utilizing it. Below is the list of few sectors where digital payment apps are used predominantly.

Mobile banking

Apart from making payments, digital wallet apps can also be used for a variety for financial services like transferring money to other accounts, viewing balance, and paying your EMI installments.

International fund transfers

International fund transfers are usually complex and costly. But with digital wallet applications, users can make peer-to-peer transactions along with transferring their funds overseas conveniently.


The shop owners and merchants can receive payments by offering QR codes. They get a notification as soon as the transaction is complete.

Government payments

Various government bodies can use Digital mobile wallet apps to issue emergency relief and other financial and welfare programs.


Earlier mobile phone users had to go to the store in order to recharge. However, digital mobile payment app saves you the agony and allows anyone to recharge their phone by just making few taps.


With NFC’s card emulation technique, a user can make contactless payment between the POS device that has an attached transmitter and the NFC – enabled smartphone.

Annual transactions via mobile wallet apps have surpassed 1080 billions only in US in 2019. Be a part of this revolution by getting our robust mobile wallet solution.

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Business use cases of Digipay

The digipay mobile wallet solution is versatile in nature and thus it has a variety of use cases. Some of the uses cases have been described below.

Mobile money

Save, send, and receive money from your digital wallet solution with utmost ease, speed, and convenience.

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Bill payment

This allows customers to pay various utility bills like electricity, gas, mobile recharge, and many other through a single app.

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Merchant payments

The usage of our APIs makes it easier for all our merchants to process payments whether its individual or bulk disbursements.

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Loyalty & rewards

With our integrated loyalty and rewards module, your customers will get offers, discounts, and redeemable points.

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Cash in cash out

Users can refill their mobile wallet with cash by simply asking any registered merchant to cash in or cash out money in their wallet.

POS integration

Our e-wallet application has POS integration which allows you to pay at any store by just entering your linked debit/credit card details.

Book flight and trains

Booking your flight and train tickets made easier and quicker with Digipay. Simply book your flight and train tickets from anywhere to experience a hassle-free ticket booking experience.

Split payment

Keeping a track of all your shared balances and expenses with your friends, family, and colleagues become easy with Digipay’ split payment.

Features that make Digipay standout

The Digipay digital wallet system is enriched with several advanced features that makes it stand out from the rest of the wallet solution. Below mentioned are few of the advanced features.

digital wallet effortless customer

Effortless customer onboarding

Expand your business at a lightning pace by adding more and more users to your customer base in a short period with the help of Digipay’s smart, quick and effortless customer on-boarding process.

digital wallet easy fund transfers

Easy fund transfers

Digipay facilitates easy fund transfers by keeping all the transactions within the ecosystem of the wallet issuer. Moreover, users can recharge their wallet account via a linked bank account or a credit card.

digital wallet wallet personalization

Wallet personalization

Target multiple segments with Digipay to open various wallet variants based on the KYC information of the customer, their transaction capabilities, limits, and the rest of the other features.

digital wallet seamless integration

Seamless Integration

Digipay wallet’s open standard based architecture, host integration, and ready-to-use wallet APIs make it possible for all the clients to seamlessly and cost-efficiently integrate the enterprise application.

digital wallet customization


Customize the user experience at any time as per your brand strategy requirements along with expanding the base application by adding new features with the help of Digipay’s customization framework.

digital wallet device consistency

Device Consistency

Take the advantage of Digipay’s responsive design that renders fluid and flexible layouts. These layouts can adapt to any platform, screen, device, mobile web, and downloadable apps.

What can you achieve with Digipay

There are thousands of Digital wallets available in the market and still Digipay is everyone’s first choice. Digipay has earned this feat and reputation because with it you can:

  • Market rapidly

    Market rapidly to save the precious time to focus on other important areas with our ready-made white-label digital wallet solution with advanced features.

  • Offer rich experience

    Offer your customers a rich experience with utmost convenience and security along with an easy to access UI that helps you to boost the customer retention rate.

  • Cut operational cost

    Cut your overheads with a centralized payment platform that all its processes streamlined and focused with the help of automation.

  • Increase transaction volumes

    The Digipay digital wallet system makes fund transfer and storage simple, smooth, and quick and thus results in a steep rise of the total transaction volumes.

  • Scale seamlessly

    Expand your digital wallet business seamlessly by accommodating a large number of users and merchants while maintaining a high security standard.

  • Explore new segments

    Tap into multiple segments by offering users to pay utility bills, buy airtime, make in-store purchases, and shop online from their mobile wallet app.

  • Stand out from the rest

    Stand out from the rest of your rivals by using cutting-edge technology such as iBeacon technology, POS, NFC, QR codes, wearable devices, and P2P payments.

  • Better customer intelligence

    Identify the right moment to drive the wallet usage with the help of customer intelligence which customer’s contextual needs in real-time

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